OVERVIEW VIDEO

TECHNICAL PART

01 Grid 

02 Pattern 

03 Dynamic code 

04 Process

● OFFLINE PAYMENT

01 Payment Process 

02 Payment Method 

E-COMMERCE PAYMENT

01 X-PAY 

02 X-PAY Mobile 

03 X-pay PC 

REVENUE STRUCTURE

01 Grid 

02 Pattern 

03 Dynamic code 

04 Process

COMPANY / PARTNERSHIP

TEAM / ADVISOR

Technical Part

SPECTRUM MATRIX

TECHNOLOGY

SPECTRUM MATRIX TECHNOLOGY 

GRID

The Grid is a tool that combines various colors to generate security code. 


The grid provides an input field so that the user can directly create a payment-only key.

SPECTRUM MATRIX TECHNOLOGY 

PATTERN

The Pattern is an act where the user draws directly on the Grid. 


The Pattern is for the user to directly generate an unpredictable payment code value ​​by combining color pixels.

SPECTRUM MATRIX TECHNOLOGY 

DYNAMIC CODE

The Dynamic Code is a dynamic payment code that combines the Grid and Pattern.

The purpose of the Dynamic Code is to protect the card information through random rearrangements until the moment of transaction.   

SPECTRUM MATRIX TECHNOLOGY 

PROCESS

GRID

Color Grid is a tool for combining

various codes.

PATTERN

User directly inputs pattern to generate

a disposable payment code.

DYNAMIC CODE

Dynamic Code enhances security until

the moment of transaction.

OFFLINE

PAYMENT PART

User can select the payment code generation system they want.

01 PAYMENT PROCESS 

LIGHT PAY

It is a simple payment method tailored to the existing payment process, but it is a payment method that generates a payment code by separating a disposable amount from my account.

Security is maintained with dynamic code until the moment of transaction.

1.Select Light Pay

2.Select Payment Method

3.Payment Complete

01 PAYMENT PROCESS

KEY PAY

It is similar to the existing card usage, however, it is a payment method in which the user approves the one-time payment after confirmation. Before the user approves the payment, 

the user checks the payment amount and the affiliated store to prevent mistaken payment.

1.Select Key Pay 

(Omitted in auto mode in App)

2. Present Ghost Card

3. Payment Approval after Confirmation 

(Link merchants and payment information)

4. Payment Complete

*KEY PAY

GHOST CARD

Ghost card is a hybrid card that is linked with the user’s mobile device, and it fundamentally blocks card theft due to illegal duplication and card loss.

Ghost card only gives out payment information not the card number when used. 

- Personal information does not remain in POS other than payment information.


- One card can be linked to multiple cards. (optional)

*KEY PAY

AUTO COLOR SYSTEM

(Auto Card Payment System)

1. CARD

2. POS SYSTEM

3. Generate disposable payment code

4. POS Payment Complete

01 PAYMENT PROCESS

COLOR PAY

This is the safest way to separate payments from your account to make payment

with a disposable payment code. 

1. Select Color Pay

2. Input Amount &

Generate Disposable Color Code

3.Select Payment Method 

4.Payment Complete

*COLOR PAY

Payment Amount 

Separation System

When making a payment, the user requests payment 

by setting payment amount separate from my account.

Take the required amount from my entire account

Take only the amount separated from your account

The user can select a payment method according to the situation.

02 PAYMENT METHOD

ACTIVE BLOCK QR CODE

ACTIVE BLOCK QR CODE is a secure payment system where the generated disposable 

QR code is fragmented into smaller blocks. Then, each block randomly rearranges 

until the moment of transaction. 


The purpose of ACTIVE BLOCK QR CODE is to eradicate the existing QR Code scams.  

SAFETY PAYMENT MODE

Use Safety Payment Mode before final payment. 

Activates the separated payment data block

02 PAYMENT METHOD

SYNC CARD

The disposable payment code and payment amount generated by the terminal is sent to the SYNC card for secure payment. 

-SYNC card is a blank card, which fundamentally blocks the source of card loss, and theft. 

 -Since it contains only the payment amount that will be used just before payment, it prevents mistaken payment and neutralizes hacking. 

EFFECT OF

PAYMENT PROCESS

The user directly generates the security code through Color Grid, which can give the user the confidence to participate in security.  (Marketing Element)

Encrypted payment code is generated through the user’s device and

it protects the payment until the moment of transaction with the dynamic code, which prevents hacking and theft.   

E-COMMERCE PAYMENT PART 

E-COMMERCE PAYMENT

X-PAY

When making e-commerce online payments, it is a system that enables secure payment with a disposable payment code depending 

on the mobile or PC environment.  

COLOR MATRIX KEYPAD

COLOR MATRIX KEYPAD The keypad is 

equipped with a dynamic color grid, 

allowing secure payment with a combination 

of disposable code when entering 6 digits. 

E-COMMERCE PAYMENT

X-PAY(MOBILE)

When making a payment request with a card registered in X-PAY, you receive payment information and generate a disposable payment code to securely pay. 

1.Select X-PAY Payment Method

2.Select Registered Card 

3.Generate Payment Code after Confirming Payment Information

4.Payment Complete

E-COMMERCE PAYMENT

X-PAY(PC)

When scanning a block QR with an X-PAY card for payment, you receive payment 

information and generate a disposable payment code to securely pay. 

1.Select Payment Method

(Generate X-PAY Block QR)

2.Select Card for Payment 

3.Scan Block QR 

4.Generate Payment Code after Confirming Payment Information

5.Payment Complete

REVENUE

STRUCTURE

REVENUE STRUCTURE

CARD THEME

Card theme is a service that provides various digital animation card contents to its users. 


 Card theme provides the user-friendly content that is required during the process of integrating the physical card and the 

mobile pay.

REVENUE STRUCTURE

MOBILE RECEIPT AD

Mobile receipt advertisement is a service that supports 

photo and video advertisements on payment receipts.


You can choose location-based services, coupon services, etc. 

increase the satisfaction of merchants with card companies 

and collect additional big data. 

REVENUE STRUCTURE

P2P PAYMENT

P2P PAYMENT is an interpersonal card payment service. 


Because it is a card payment system, not a bank transfer, 

individuals can grasp expenditures at a glance, 

and the country can grasp individual financial transaction paths, 

making it easy to identify funding paths. 

REVENUE STRUCTURE

P2P PAYMENT

Non-businesses can also make payments between individuals 

without business registration. 


Also, by converting financial transactions through banks to users 

to credit cards, the total card usage increases.

1. Select M-POS

2. Select Method 

to Receive Payment

3. Receive through Selected Method (QR,NFC,CARD)

4.Payment Received Complete

l STARLION COMPANY

1. Company name :

 STARLION GROUP in Japan (Blockchain)

 STARLION COMPANY in Korea (Operation & Tech) 

 STARCAVE GLOBAL in Hong Kong (Fintech)

2. Founder : Ted Ko & Harrison Park 

3. Established date : 2018. 02. 02 

4. Website : https://starlioncompany.com/

5. Employee : 

Development Team- 12, Management Team- 10, 

Sales & Marketing Team- 20

6. Major development : 

Fintech Solution for Security via Color Encrypted Code. 

(Ghost Wallet, Ghost Pay, Ghost Aegis Card, Ghost Sync Card)

l TEAM & Major Members

Graduated from Korea University College of Engineering and joined Samsung C&T as a key talent. Afterwards, he has acquired business management system systematically through corporate management consulting. As an ISO9001 international auditor, he has consulted over 400 companies for 8 years, including 120 venture companies in KAIST in Korea, and has since run an online business marketing company for over 5 years. 


For the past four years, he has been operating a blockchain research institute and has focused on developing systems in the security sector of vulnerable financial markets, and has developed innovative security systems in the fintech sector where finance and IT are combined. In addition, the integrated advertising platform has been designed through the Fintech platform, and a hybrid payment system combining Fintech and card payment system will be introduced to the world. 


He has extensive experience in operations & management, budget analysis management and development, project planning management, sales & marketing management, contracting, acquisition and procurement, organizational training and development. He has more than 15 years of experience in sales, marketing and consulting in online business including Blockchain and IT, and has been in charge as CEO of Starlion Company since 2018.

A banker and fund manager with over 20 years of experience and is currently an IPO financing and M&A expert in Asia. He holds a record of strategic investment vision in the private equity and venture capital sectors. He holds a BA in Economics from the London School of Economics (LSE) and an M.A in Economics at the University of Victoria in Wellington.    

Chairman of LDJ Capital, is a proven advisor ranked # 1 out of 38,000 ICO BENCH advisors. He produces and sponsors more than 200 global conferences every year, and has more than 20 years of investment experience in various fields such as TMT (technology, media, communication), real estate, and energy. Based on this experience, he represented the U.S. Department of Commerce in Brussels and the European Commission in Rome, and was invited as a speaker at the British Parliament. He currently serves as an advisor to corporate, angel networks and venture funds, and provides guidance on international regulation, corporate strategy and fund structure.

20 years of experience in finance and has been involved in fund management projects for the past 10 years. Currently, he is a managing director of the China branch of Ping'an Securities Co., Ltd. Prior to that, he was the founder of Swiss Fund Services (HK) Limited, which managed assets of HK $ 2.5bn. He has managed various types of funds, including bond funds, equity funds, private equity funds, film funds, and recent concert funds for Hong Kong, Taiwan and Japan.

SS Investment & Sunsetcity limited (Founder & CEO) Tradition Asia Limited (bonds, derivatives, 2007-2019) KIDBICAP (Deputy, 2003-2007) Arab Bank plc. Seoul Korea (FX Dealer / Portfolio Manager, 2001-2003), Money Market Dealer / Other Currencies, 1996-2001) Korea University Natural Environment Engineering (1989-1996) Completed Marketing Course in New York University Business Administration (1993-1995) Singapore Municipal of Finance Completed the finance course.

General Manager of Overseas Sales & Marketing

2012~2014 Prime Asset KLO branch youngest and largest productivity branch manager

2014~2018 Advertising platform member and public speaker of organization management / funding & external activities 2018 CEO of BornFirst, an IT Corporation

Managing Director of operations, human resources, and financial accounting. 1998 ~ 2011 General Director of overseas order & shipment of Hyundai Kia Motors(Cuba distributor). 

2012 ~ 2014 Overseas Plant Expeditor for GS E&C. 2015 ~ 2017 Admin. Manager of SNK Communications’ Data Processing and HR

General Manager of corporate change management, strategic planning, personal information protection and IT business planning. 

2012 Project Manager of National Science Museum facility and its integrated management solution, 2012 Project Manager of Korea Electrical Safety Corporation and its Safety Application 2013 ~ Present Project Manager of Seoul Taxi Business Association and its integrated Information System, 

2014 Project Manager of Millet Outdoor and its NFC Activation System 

2016 ~ 2019 Head of Information Computing Team, Woori Appraisal Corporation.

General Manager of marketing database management Web/app advertisement application management, data analysis, community analysis and operation. 2000 GM Planning Promotion Marketing,

2005 ~ 2011 Project Manager of DFD Group PR Marketing

2012 ~ 2018 Project Manager of TANDY Sales Planning

Project Manager of marketing database and software development, operational marketing. 2018 Project Manager of Discovery YouTube Video Marketing, 2018 NHN Press Article Hub Agency, 2018 Project Manager of Hanam Prugio City Online Marketing, 2018 KAKAO Marketing Official Partner

In charge of QC & Operation, Japanese translation and marketing in Japan. 2010 Japan Corporation NAIGAI・IMU Brand QC & VMD, 

2012 SGS KOREA Japan Vendor Management, 

2014~2018 PARA Product Planning & Marketing, Event/Client Management, National Branch Manager Training/Management Operations Team Manager.

Chief Designer overseeing all stages of planning and design, she is in charge of visual elements based on app / web screen planning.

2011 Ranonline Game UX UI Web Design, 2016 U&K Cosmetics Graphic Design 2017 MBC, YG, JTBC broadcasting graphic design,

2018 Canon business solution UX UI web design

APP/WEB Designer Engineering, programming, storyboard, page layout and functional specification content development support.

2011 Samsung Morningspark video production, 2012 Samsung LED promotional video planning production

2013~2014 Planning Researcher, Digital Culture Research Institute, Ewha & Graffitix 2014 Aerospace Research Institute Exhibition AR content planning and production, 2017 Eco-Frame Start-up/Design

UI/UX, BI/BX Planning and Design. 2015 SK Knights professional basketball team promotional video planning, 2016 Cheil Worldwide Advertising Video Art Design, 2017 Ministry of Food and Drug Safety PR strategy establishment and design, 2018 CI, BI design for Dawon Corporation  

Overseas Public Relations and English translator and interpreter. In charge of supporting operations and financial accounting. 

2013 SK Telecom USFK Agency, Public Relations, Customer Service, Financial Accounting Support, 2014~2019 Overall Manager of YDG’s Business Development, Operations, Financial Accounting

l ADVISORS

Over 20 years of experience in investment. He, along with the Ardon Maroon Fund, was the founder of China Silver Asset Management and was the founder and CIO of Asia's famous Evolution Capital Management. Prior to Evolution, he served as an executive at Morgan Stanley Asia, where he did a special trade business. He holds a bachelor's degree in financial engineering from Boston University.

More than ten years of rich experience in financial investment, corporate planning management, tourism hotel and real estate development, film and television culture, catering chain stores, project planning, and human resources management. Mr. Yu holds the below position currently: Creation Way holding Group Ltd.- Chairman, S.Rd Investment Holding Ltd.- Asia Pacific CEO, Top Creation Film & Entertainment Ltd - CEO, Tasty Way Holdings Ltd - Executive Director, Happy Life Association - Founder, Honorary chairman.

More than 10 years of experience in the banking and financial industries with a focus on global markets. Until recently, she oversaw strategy development and various funds in capital markets such as equity funds. She has extensive experience in stocks, debt, credit, tax and direct investment products, from product development, distribution, risk management and operations management oversight of purchase & sales.

Served as Managing Director of KCEF Capital and is currently responsible for GCAM. He is also a director of GSA Asset Management Limited. Prior to joining the GSA Group, Conroy worked in a variety of institutions, including securities, since he was involved in investment advisory and strategic consulting in corporate finance, as well as marketing investment products in ASP Asset Management. He holds a bachelor's degree in finance from Berkeley University and a bachelor's degree from Stanford University.

More than 15 years of experience in politics and public relations for Spain and Latam countries, and has been Valencia's youngest mayor for 7 years. He also runs the FC Valencia team. He is currently enthusiastically running Orbex L.C. for political relations. He holds a master's degree in political science from the University of Valencia.

6F, 12, Apgujeong-ro 42-gil, Gangnam-gu, Seoul, Republic of Korea

starlioncompany@gmail.com


13/F, Times Tower, 391-407, Jaffe Road, Wanchai, Hong Kong

starcaveglobal@gmail.com

Copyright © 2019 MCCXF - STARLIONCOMPANY